CheckSmart Payday Loans Review - Painesville, Ohio

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3 2 reviews
Loan agency in Lake County, Ohio

1219 Mentor Ave, Painesville, OH 44077, USA
20 years in business
+1 (440) 392-2274
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you grapple with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Painesville, Ohio

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Hassle-free financial products are known as payday loans in Painesville, oh. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help take out a loan in Painesville, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Painesville, oh will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

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