Bay Area Credit Union Payday Loans Review - Oregon, Ohio

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4.1 13 reviews

4202 Navarre Ave, Oregon, OH 43616, USA
+1 (419) 698-2962
www.bayareacu.com
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Holiday hours
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM

Domain Info

Created Date

2002-01-09

Mailing Address

4202 Navarre Avenue

Oregon

OH

43616

United States

Company Name

Jennifer Ferguson

Bay Area Credit Union

Contact Data

jferguson@bayareacu.com

+1.419.698.2962

+1.419.698.3112

Testimonials

What people think about Bay Area Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Oregon, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is simple and speedy to get approved for payday loans in Oregon, Ohio. The APR will be set individually for each applicant and will depend on the personal data the client filled in.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Bay Area Credit Union that offers payday loans in Oregon, Ohio

  • 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

Let's see

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