Farm Credit Mid-America Payday Loans Review - Oberlin, Ohio

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5 reviews

Organization owner?

530 S Main St, Oberlin, OH 44074, USA

7 years in business

+1 (440) 775-4028

Monday

8AM–4:30PM

Tuesday

8AM–4:30PM

Wednesday

8AM–4:30PM

Thursday

8AM–4:30PM

Friday

8AM–4:30PM

Saturday

Closed

Sunday

Closed

Testimonials

What people think about Farm Credit Mid-America?

Below you read some of the opinions of our customers.

Note

Important

The previous three items charactirize a definite lender. But below you can read general information about payday loans.

Payday Loans in Oberlin, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may become an easy and fast solution to a short-term problem in Oberlin, Ohio. Loans from payday lenders can get you money quickly. Your APR will depend on several factors.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Farm Credit Mid-America that offers payday loans in Oberlin, Ohio

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see