Credit Union of Ohio - Niles Payday Loans Review - Niles, Ohio

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3.7 6 reviews

804 Warren Ave, Niles, OH 44446, USA
+1 (330) 652-3887
www.cuofohio.org
Friday
7AM–4:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
7AM–4:30PM
Thursday
7AM–4:30PM
Testimonials

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Note

Pay Attention

Payday lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Niles, Ohio

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Niles, Ohio are taken out easily. The interest rate is dependent on the client's personal data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Credit Union of Ohio - Niles help take out a loan in Niles, Ohio?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is known as bad credit history. But this drawback is not taken as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial abilities to approve the request. Cash advance in Niles, Ohio may help improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Niles, Ohio

Loan Central

326 Center St, Wheelersburg, OH 45694, USA

+1 (740) 574-6767

www.myloancentral.com

CheckSmart

5062 Turney Rd, Garfield Heights, OH 44125, USA

+1 (216) 587-5631

www.ccfi.com

National Cash Advance

2454 Lincoln Way E, Massillon, OH 44646, USA

+1 (330) 832-4290

www.nationalcashadvance.com

PNC Bank ATM

32390 Lorain Rd, North Ridgeville, OH 44039, USA

+1 (888) 762-2265

www.pnc.com

Huntington Bank ATM

Byesville, OH 43723, USA

www.huntington.com

PNC Bank

1 N Miami Ave, Cleves, OH 45002, USA

+1 (513) 941-4300

apps.pnc.com

Cashland

714 Washington Blvd, Belpre, OH 45714, USA

+1 (740) 401-0687

www.cashamerica.com

Fast Cash of America Inc

5055 Glendale Ave # 3, Toledo, OH 43614, USA

+1 (419) 382-2400

firstchoicepaydayloans.com

ATM (Huntington National Bank)

4700 Belmont Ave, Youngstown, OH 44505, USA

+1 (330) 759-3320

www.huntington.com