Farmers & Merchants Bank Payday Loans Review - Miamisburg, Ohio

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4.4 14 reviews

41 S 1st St, Miamisburg, OH 45342, USA
+1 (937) 866-2455
www.bankwithfm.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Testimonials

What people think about Farmers & Merchants Bank?

Below you find some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Miamisburg, Ohio

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and speedy to get approved for payday loans in Miamisburg, Ohio. The interest rate will be set individually for each applicant and will depend on the personal information the applicant filled in.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Farmers & Merchants Bank that offers payday loans in Miamisburg, Ohio

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see

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