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What people think about Ohio Savings Bank, a division of New York Community Bank?
Fast application. I only entered an ID and a bank account. Fast approval. The first time I was accepted for $500 only. Hope the available amount will increase next time. APR is affordable . Paid back the debt even before the due date. If you have difficulties, the term can be also extended.
Rosalinda Wisozk
I applied for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I found this site on the Internet. Other lender charged unbelievable rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.
Mrs. Cortney Haag
Important
The previous three items charactirize a specific lending service. But below you can find general information about payday loans.
Payday Loans in Mentor, Ohio
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans may become an easy and speedy solution to a short-term problem in Mentor, Ohio. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.
28%
$1,000
91 days
1 year
Advantages of Ohio Savings Bank, a division of New York Community Bank that offers payday loans in Mentor, Ohio
- 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a payday loan if you are certain that you can afford payments on scheduled.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
Other Payday Lenders in Mentor, Ohio
Community United Credit Union
10883 Pearl Rd #203, Strongsville, OH 44136, USA
+1 (440) 572-9950
www.cu-cu.org
Zappitelli Financial Services
1859 N Ridge Rd, Painesville, OH 44077, USA
+1 (440) 392-6100
zappitellifinancial.com
Bridge Credit Union
Mail Stop #0000, 1980 W Broad St, Columbus, OH 43223, USA
+1 (800) 434-7300
www.bridgecu.org
