Cardinal Credit Union - Mentor Branch (HQ) Payday Loans Review - Mentor, Ohio

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3.1 54 reviews

Organization owner?

8500 Westport Dr, Mentor, OH 44060, USA

+1 (440) 266-2200

www.cardinalcu.com

Tuesday

9AM–5PM

Wednesday

Closed

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Domain Info

Feedback about Cardinal Credit Union - Mentor Branch (HQ)?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Mentor, Ohio

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Mentor, Ohio are taken out easily. The interest percentage is dependent on the borrower's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Cardinal Credit Union - Mentor Branch (HQ) help issue a payday loan in Mentor, Ohio?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to consider the form. The funds are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Mentor, oh consider this circumstance not a drawback to issue a loan. The recipient of a payday loan should be prepared to objectively assess financial capabilities, take out a loan, repay the debt on a due date and not only handle current issues, but improve the credit rating.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see