CheckSmart Payday Loans Review - Lakewood, Ohio

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3.8 15 reviews
Loan agency in Lakewood, Ohio
Organization owner?
1508 W 117th St, Lakewood, OH 44107, USA
15 years in business
+1 (216) 226-4066
www.ccfi.com
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–5PM
Sunday
(Easter)
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you get acquainted with the reviews of our customers.

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Allen Cummerata

No matter how much submitted an application for a cash advance. Constantly refused. No idea why?

Janis Bode

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Scottie Tremblay

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Brendan O'Reilly

I contacted CheckSmart 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Reuben Ledner

Note

Pay Attention

Above-shown info provides the details about a exact lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Lakewood, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and quick to issue payday loans in Lakewood, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will CheckSmart help take out a payday loan in Lakewood, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Lakewood, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

Let's see

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