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What people think about Ohio Valley Community Credit Union?
I took loans from Ohio Valley Community Credit Union many times. Previously it was ok. Last time they said I was accepted. Said the funds would be in my account within 2 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???
Joanie Nicolas
Unsatisfied borrower! Was refused for no reason. My credit was average.
Hettie Vandervort
Applied for a loan second time. Got rejected! No idea WHY! No clarification. Suspicious service.
Dr. Hermina Terry
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Hannibal, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is trouble-free and fast to get accepted for payday loans in Hannibal, New York. The interest rate will be set individually for each case and will depend on the personal information the applicant provided.
25% small loan cap
Advantages of Ohio Valley Community Credit Union that offers payday loans in Hannibal, New York
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. They will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.
Other Payday Lenders in Hannibal, Ohio
Farmers & Merchants State Bank
307 N Defiance St, Archbold, OH 43502, USA
+1 (419) 446-2501
www.fm.bank
