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What people think about Park National Bank: Granville Office?
Very nice staff, small-town bank feel.
Dangelo Gulgowski
Sometimes parking can be a bit tricky since it is right in downtown Granville.
Rachelle Grady
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Below you can review general information about payday loans and their common features.
Payday Loans in Granville, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to get in Granville, New York. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of Park National Bank: Granville Office that offers payday loans in Granville, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
Other Payday Lenders in Granville, Ohio
Citizens Bank
Westlake, OH 44145, USA
Covington Savings & Loan Association
117 N High St, Covington, OH 45318, USA
+1 (937) 473-2021
covingtonsavingsandloan.com
Fifth Third Bank & ATM
128-134 W Main St, Chillicothe, OH 45601, USA
+1 (740) 774-3365
locations.53.com
