Peoples Bank Payday Loans Review - Gallipolis, Ohio

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4.1 8 reviews

349 3rd Ave, Gallipolis, OH 45631, USA
+1 (740) 446-0902
locations.peoplesbancorp.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

1997-01-11

Mailing Address

OH

United States

Company Name

Peoples Bank

Peoples Bank

Testimonials

What people think about Peoples Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Above there is information about a exact company. Below you can see common characteristics of payday loans.

Payday Loans in Gallipolis, Ohio

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Gallipolis, Ohio. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few factors.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Peoples Bank that offers payday loans in Gallipolis, Ohio

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments as agreed in the contract.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.

Let's see

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