Ohio Valley Cash Loans Inc Payday Loans Review - Gallipolis, Ohio

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5 reviews
Loan agency in Gallipolis, Ohio

266 Upper River Rd, Gallipolis, OH 45631, USA
7 years in business
+1 (740) 446-2404
www.ohiovalleycashloansinc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about Ohio Valley Cash Loans Inc?

Below you read some of the opinions of our customers.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Gallipolis, Ohio

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Gallipolis, Ohio. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Ohio Valley Cash Loans Inc that offers payday loans in Gallipolis, Ohio

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments as agreed in the contract.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

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Woodforest National Bank

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ATM (Huntington National Bank)

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Fifth Third Bank & ATM

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PNC Bank

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Express Cash Advance

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Union Savings Bank

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+1 (937) 832-8200

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U.S. Bank Branch

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+1 (937) 832-2722

locations.usbank.com