Advance America Payday Loans Review - Elyria, Ohio

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4.9 64 reviews

Loan agency in Elyria, Ohio

Organization owner?

401 Cleveland St, Elyria, OH 44035, USA

20 years in business

+1 (440) 366-0949

www.advanceamerica.net

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–2PM

Domain Info

Feedback about Advance America?

Here you grapple with the feedback of our customers.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Elyria, Ohio

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to take out loans in Elyria, Ohio. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Advance America help take out a loan in Elyria, Ohio?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

39%

Healthcare Bills

44%

Traveling

33%

Car Repair

11%

Clothes

17%

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial solvency to approve the application. Cash advance in Elyria, Ohio may help enhance your credit history.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see