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What people think about River Valley Credit Union?
Unsatisfied client! Was rejected for no reason. My credit was average.
Miss Emilie Boyle
I took out payday loan from River Valley Credit Union 3 times. Paid back all my loans as agreed. Yesterday wanted to borrow more, but they approved me for only $300 ???
Sincere Grimes
Said I was approved for a payday loan. Have been waiting 2 days, still no money I my account. I think it’s monkey business.
Eldon Lynch
Unhappy borrower! Was denied for no reason. My credit was average.
Edgar Bogisich
Important
Now you can see general aspects of payday loans.
Payday Loans in Dayton, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
It is simple and fast to get approved for payday loans in Dayton, New York. The APR will be set specifically for each person and will depend on the personal data the borrower entered.
25% small loan cap
Advantages of River Valley Credit Union that offers payday loans in Dayton, New York
- 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on other aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Dayton, Ohio
Edward Jones - Financial Advisor: Frank Dietz, AAMS®
140 E Lake St, Lakeview, OH 43331, USA
+1 (937) 843-4729
www.edwardjones.com
U.S. Bank Branch
602 Chillicothe St, Portsmouth, OH 45662, USA
+1 (740) 353-4151
locations.usbank.com
U.S. Bank Branch
7951 State Rd, North Royalton, OH 44133, USA
+1 (440) 845-3600
locations.usbank.com
Financial Institution Division
77 S High St #21, Columbus, OH 43215, USA
+1 (614) 728-8400
com.ohio.gov
First Commonwealth Bank
5594 Wales Ave NW, Massillon, OH 44646, USA
+1 (330) 481-2141
www.fcbanking.com