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What people think about The Payday Light?
Wasted too much time with this lender. They charge hidden fees! Stay away
Tom Cormier
Beware! It’s a fake! They call me regularly from multiple phone numbers. Tired of blocking these numbers. Never give them your personal data!!
Dr. Enid Reilly I
This website is a rip off. I will never apply again. $30 goes towards loan and you keep $79 for interest.
Leatha Fay
Said I was accepted for a loan. Have been waiting 4 days, still no money I my account. I suppose it’s fake.
Amie Kozey
I got a loan from The Payday Light twice. Repaid all my loans as agreed. Last week wanted to borrow more, but they approved me for only $200 ???
Grace Becker
Applied for a loan second time. Got rejected! No suggestion for what reason! No clarification. Suspicious service.
Nicholaus Brekke
Pay Attention
The previous three items charactirize a peculiar company. But below you can find common details about payday loans.
Payday Loans in Dayton, New York
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Dayton, New York. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of The Payday Light that offers payday loans in Dayton, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.
Other Payday Lenders in Dayton, Ohio
First American Loans - Closed
15446 W High St, Middlefield, OH 44062, USA
+1 (440) 632-0491
www.purposefinancialservices.com
ATM (Key Bank)
4815 Liberty Ave, Vermilion, OH 44089, USA
Kroger Money Services
1141 E Main St, Lancaster, OH 43130, USA
+1 (740) 653-3244
moneyservices.kroger.com
