Ohio Loan Co Inc Payday Loans Review - Dayton, Ohio

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2.8 22 reviews
Loan agency in Dayton, Ohio

3028 Salem Ave, Dayton, OH 45406, USA
7 years in business
+1 (937) 278-5991
www.ohioloanco.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed

Domain Info

Created Date

2007-11-03

Mailing Address

Ohio

United States

Company Name

Ohio Loan Co Inc

Ohio Loan Co Inc

Testimonials

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Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above-defined info provides the details about a exact lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Dayton, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to take out loans in Dayton, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Ohio Loan Co Inc help take out a payday loan in Dayton, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

26%
Healthcare Bills

30%
Traveling

23%
Car Repair

8%
Clothes

11%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Dayton, ny consider this circumstance not an obstacle to take out a loan. The client of a payday loan should be ready to objectively assess financial abilities, issue a loan, pay back the debt on a due date and not only handle current difficulties, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

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