What people think about Always Payday?
Always Payday seems credible. They rescued me twice. The first payday loan approved was small – $200, but next time the limit was increased to $900. Closed the loan on time. The staff were understanding, they gave detailed answers to all my questions. No complaints. But their interest rates are average.
Jaylan Kub
It decided to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Always Payday. Took out 4 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very happy.
Martin Ruecker
I applied for the first loan in my life, was approved the same day despite the fact that I had other loans. I repaid it on time. Love this lender for their competitive rates. Other lenders in my state charge sky high interest!
Mr. Kamryn Nader
I needed $800 to buy a bike. The only way out was to apply for a payday loan. Found a lot of loan providers on the Internet. Always Payday is the most credible loan provider in Columbus.
Miss Ellie Morar
I was embarrassed to borrow from my family so I decided to apply for a payday loan via Always Payday. Found them on the net and the user reviews were good I have already applied 3 times and every time I was approved same day. Very convenient.
Sammy Dare
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Columbus, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Columbus, New Jersey. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.
30% usury cap
Advantages of Always Payday that offers payday loans in Columbus, New Jersey
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can save people who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only dare applying for a payday loan if you are confident that you can afford payments as agreed in the contract.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.
Other Payday Lenders in Columbus, Ohio
General Electric Credit Union (Evendale/Reading Road)
10485 Reading Rd, Cincinnati, OH 45241, USA
+1 (513) 243-4328
www.gecreditunion.org
Mass Mutual Financial Group
1265 Fostoria Ave, Findlay, OH 45840, USA
+1 (419) 425-4866
www.massmutual.com
Principal Financial Group
8007 Harrison Ave, Miamitown, OH 45041 Harrison Ave, Miamitown, OH 45041, USA
+1 (513) 486-2068
www.principal.com
Pathways Financial Credit Union
879 W William St, Delaware, OH 43015, USA
+1 (614) 416-7588
www.pathwayscu.com
Peoples Bank
101 Harry Sauner Rd, Hillsboro, OH 45133, USA
+1 (937) 393-6659
locations.peoplesbancorp.com