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What people think about CheckSmart?
My 4 star rating was definitely for the great customer service I received.
Dr. Cooper Nicolas
The manager at this location is very rude.
Turner Streich
They are the worst people 🙄 i have ever encountered.
Keara Nader
Pay Attention
Above there is information about a precise company. Below you can read common aspects of payday loans.
Payday Loans in Columbus, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Cash advance loans may be an easy and fast solution to a short-term problem in Columbus, New Jersey. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.
30% usury cap
Advantages of CheckSmart that offers payday loans in Columbus, New Jersey
- 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Columbus, Ohio
ATM M&t Bank
1162 Niles Cortland Rd SE, Warren, OH 44484, USA
Pathways Financial Credit Union
879 W William St, Delaware, OH 43015, USA
+1 (614) 416-7588
www.pathwayscu.com