CheckSmart Payday Loans Review - Columbus, Ohio

Your personal information is safe with us
4.1 9 reviews
Loan agency in Whitehall, Ohio

4100 E Broad St, Whitehall, OH 43213, USA
30 years in business
+1 (614) 863-2522
www.ccfi.com
Thursday
9AM–8PM
Friday
8AM–8PM
Saturday
9AM–8PM
Sunday
(Easter)
11AM–5PM
Hours might differ
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you get acquainted with some of the reviews of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your short-term financial troubles in Columbus , New Jersey because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Advantages of CheckSmart that offers payday loans in Columbus, New Jersey

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can help consumers who have low credit scores or have no credit history. But we advise you that as with any loan you should only consider applying for a payday loan if you are certain that you can make payments in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the loan immediately.

Let's see

Other Payday Lenders in Columbus, Ohio

Adams County Building Loan

201 W Main St, West Union, OH 45693, USA

+1 (937) 544-2842

ATM (Huntington National Bank)

690 W South Boundary St, Perrysburg, OH 43551, USA

+1 (419) 254-7034

www.huntington.com

Port Conneaut Credit Union

1002 Broad St, Conneaut, OH 44030, USA

+1 (440) 593-6218

www.portconnfcu.com

Partners 1st Federal Credit Union

909 N Perry St, Ottawa, OH 45875, USA

+1 (419) 523-3370

www.partners1stcu.org

Chase Bank

2772 N Ridge Rd, Perry, OH 44081, USA

+1 (440) 352-5491

locator.chase.com

Edward Jones - Financial Advisor: Larry Dean, AAMS®

22051 OH-51, Genoa, OH 43430, USA

+1 (419) 855-0096

www.edwardjones.com

Ohio University Credit Union ATM

139 N Plains Rd, The Plains, OH 45780, USA

+1 (800) 562-8420

www.oucu.org

Huntington Bank

4700 Belmont Ave, Youngstown, OH 44505, USA

+1 (330) 759-3320

www.huntington.com

KeyBank

2566 E Aurora Rd, Twinsburg, OH 44087, USA

+1 (330) 425-4434

www.key.com