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What people think about CheckSmart?
The manager is very nice
Dr. Stacy O'Keefe MD
Horrible and rude customer service for no reason!!!
Magdalen Turner
Jason was very kind and informative.
Frederic Rodriguez
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Below you can review general information about payday loans and their common features.
Payday Loans in Columbus, New Jersey
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your short-term financial troubles in Columbus , New Jersey because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
30% usury cap
Advantages of CheckSmart that offers payday loans in Columbus, New Jersey
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Payday loans for bad credit
Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can help consumers who have low credit scores or have no credit history. But we advise you that as with any loan you should only consider applying for a payday loan if you are certain that you can make payments in a timely manner.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Columbus, Ohio
ATM (Huntington National Bank)
690 W South Boundary St, Perrysburg, OH 43551, USA
+1 (419) 254-7034
www.huntington.com
Port Conneaut Credit Union
1002 Broad St, Conneaut, OH 44030, USA
+1 (440) 593-6218
www.portconnfcu.com
Partners 1st Federal Credit Union
909 N Perry St, Ottawa, OH 45875, USA
+1 (419) 523-3370
www.partners1stcu.org
Edward Jones - Financial Advisor: Larry Dean, AAMS®
22051 OH-51, Genoa, OH 43430, USA
+1 (419) 855-0096
www.edwardjones.com
Ohio University Credit Union ATM
139 N Plains Rd, The Plains, OH 45780, USA
+1 (800) 562-8420
www.oucu.org