CheckSmart Payday Loans Review - Columbus, Ohio

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2.3 3 reviews
Loan agency in Columbus, Ohio

2013 Zettler Center Dr, Columbus, OH 43223, USA
15 years in business
+1 (614) 274-9338
www.ccfi.com
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
(Easter)
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you see the feedback of our customers.
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The first three points show the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Columbus, New Jersey

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Columbus, nj. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

30% usury cap

How will CheckSmart help take out a loan in Columbus, New Jersey?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Columbus, nj will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Columbus, Ohio

North Coast Credit Union

22735 Lorain Rd, Fairview Park, OH 44126, USA

+1 (440) 734-0400

www.nccuonline.com

Woodforest National Bank

2687 N Memorial Dr, Lancaster, OH 43130, USA

+1 (740) 689-6862

www.woodforest.com

Ohio Cash Advance

61 E Broad St, Pataskala, OH 43062, USA

+1 (740) 964-3530

Huntington Bank

734 Ohio Pike, Cincinnati, OH 45245, USA

+1 (513) 752-4342

www.huntington.com

Countrywide Home Loans

1601 Tiffin Ave, Findlay, OH 45840, USA

+1 (419) 423-5023

Ohio Savings Bank, a division of New York Community Bank

5767 Broadview Rd, Parma, OH 44134, USA

+1 (216) 741-7333

www.mynycb.com

Osgood Bank

165 E Lake St, Lakeview, OH 43331, USA

+1 (937) 843-4100

www.osgoodbank.com

First Financial Bank

2891 W Alex Bell Rd, Dayton, OH 45459, USA

+1 (937) 535-3400

www.bankatfirst.com

WesBanco Bank

28 E Main St, Springfield, OH 45502, USA

+1 (937) 325-4683

locations.wesbanco.com