CheckSmart Payday Loans Review - Columbus, Ohio

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2.6 18 reviews
Loan agency in Columbus, Ohio

1255 Parsons Ave, Columbus, OH 43206, USA
30 years in business
+1 (614) 445-6669
www.ccfi.com
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–8PM
Sunday
(Easter)
11AM–5PM
Hours might differ
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you read some of the reviews of our clients.
Note

Important

The previous three items describe a precise lender. But below you can read general details about payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Columbus, New Jersey. Loans from payday lenders can get you money quickly. Your APR will depend on several things.

APR

30% usury cap

Advantages of CheckSmart that offers payday loans in Columbus, New Jersey

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Columbus, nj work with people with bad credit. You can request a bad credit payday loan on the net at any time of the day and if successful could have the money in your account within a few hours.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the real cost of the cash advance loan immediately.

Let's see

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