Century Federal Credit Union - Richmond Heights Branch Payday Loans Review - Cleveland, Ohio

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4.6 5 reviews

754 Richmond Rd, Richmond Heights, OH 44143, USA
+1 (216) 535-3800
www.cenfedcu.org
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–4PM
Testimonials

Feedback about Century Federal Credit Union - Richmond Heights Branch?

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Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Cleveland, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Cleveland, New York are taken out problem-free. The interest percentage is dependent on the borrower's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Century Federal Credit Union - Richmond Heights Branch help issue a loan in Cleveland, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Cleveland, ny consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on time and not only solve current issues, but enhance the credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

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