Nicholas Financial Inc Payday Loans Review - Cleveland, Ohio

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3 2 reviews
Loan agency in Parma, Ohio

1257 Rockside Rd unit b, Parma, OH 44134, USA
7 years in business
+1 (440) 786-7953
nicholasfinancial.com
Saturday
10AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–5:30PM
Friday
10AM–6PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD

CLEARWATER

FL

33759-1353

United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

rrooks@nicfn.com

+1.7277260763

+1.7277262140

Testimonials

What people think about Nicholas Financial Inc?

Below you find some of the reviews of our customers.
Note

Pay Attention

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Cleveland, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Cleveland, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several things.

APR

25% small loan cap

Advantages of Nicholas Financial Inc that offers payday loans in Cleveland, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit score. Payday loan approvals depend very much on other circumstances. They will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.

Let's see

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