Ohio Savings Bank, a division of New York Community Bank Payday Loans Review - Cleveland, Ohio

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3.4 5 reviews

3300 Warren Rd, Cleveland, OH 44111, USA
+1 (216) 941-3000
www.mynycb.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

Domain Info

Created Date

2000-10-30

Mailing Address

615 MERRICK AVE

WESTBURY

NY

11590-6607

United States

Company Name

NEW YORK COMMUNITY BANCORP, INC.

NEW YORK COMMUNITY BANCORP, INC.

Contact Data

robert.brown@mynycb.com

+1.5166834126

+1.231231234

Testimonials

What people think about Ohio Savings Bank, a division of New York Community Bank?

Below you see some of the reviews of our customers.
Note

Important

The previous three items describe a certain company. But below you can find common information about payday loans.

Payday Loans in Cleveland, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is trouble-free and speedy to get approved for payday loans in Cleveland, New York. The APR will be set individually for each applicant and will depend on the personal information the person provided.

APR

25% small loan cap

Advantages of Ohio Savings Bank, a division of New York Community Bank that offers payday loans in Cleveland, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.

Let's see

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