Emery Federal Credit Union Payday Loans Review - Cincinnati, Ohio

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4.4 8 reviews

7890 E Kemper Rd, Cincinnati, OH 45249, USA
+1 (513) 530-9351
www.emeryfcu.org
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5:30PM
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Cincinnati, Ohio

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and fast to issue payday loans in Cincinnati, Ohio. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Emery Federal Credit Union help take out a loan in Cincinnati, Ohio?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Cincinnati, Ohio. The company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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