Emery Federal Credit Union Payday Loans Review - Cincinnati, Ohio

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3 8 reviews

6060 Bridgetown Rd, Cincinnati, OH 45248, USA
+1 (513) 530-9351
www.emeryfcu.org
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Testimonials

Feedback about Emery Federal Credit Union?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Lenders are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Cincinnati, Ohio

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

It is easy and fast to take out payday loans in Cincinnati, Ohio. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Emery Federal Credit Union help take out a payday loan in Cincinnati, Ohio?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a cash advance. The lender process many aspects such as financial solvency to approve the application. Cash advance in Cincinnati, Ohio may help enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the loan.

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