Citizens One Home Loans - Ryan Winters Payday Loans Review - Cincinnati, Ohio

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8600 Governors Hill Dr #300, Cincinnati, OH 45249, USA
+1 (513) 833-2751
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Testimonials

What people think about Citizens One Home Loans - Ryan Winters?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Cincinnati, Ohio

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Cincinnati, Ohio. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Citizens One Home Loans - Ryan Winters that offers payday loans in Cincinnati, Ohio

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and pay back your loan commitments in good time.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Cincinnati, Ohio

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Cashland

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ATM (Huntington National Bank)

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Cashland

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Premier Bank

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+1 (330) 781-6500

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Community Bank

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Buckeye State Bank

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www.joinbsb.com

Somerville Bank

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+1 (937) 770-4888

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ACE Cash Express

7933 Euclid Ave #33, Cleveland, OH 44103, USA

+1 (216) 721-5803

www.acecashexpress.com