Kemba Credit Union Payday Loans Review - Cincinnati, Ohio

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3.4 32 reviews

6230 Hamilton Ave, Cincinnati, OH 45224, USA
+1 (513) 762-5070
www.kemba.com
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

1998-07-28

Mailing Address

8763 UNION CENTRE BLVD

WEST CHESTER

OH

45069-4897

United States

Company Name

Kemba Credit Union, Inc.

Kemba Credit Union, Inc.

Contact Data

ryonb@kembacu.org

+1.5137621696

+1.5137621666

Testimonials

Feedback about Kemba Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Cincinnati, Ohio

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Problem-free financial products are known as payday loans in Cincinnati, oh. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Kemba Credit Union help issue a loan in Cincinnati, Ohio?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Cincinnati, oh review this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on time and not only resolve current issues, but improve the credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

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