Kemba Credit Union Payday Loans Review - Cincinnati, Ohio

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4 12 reviews

1119 W 8th St, Cincinnati, OH 45203, USA
+1 (513) 762-5070
www.kemba.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

1998-07-28

Mailing Address

8763 UNION CENTRE BLVD

WEST CHESTER

OH

45069-4897

United States

Company Name

Kemba Credit Union, Inc.

Kemba Credit Union, Inc.

Contact Data

ryonb@kembacu.org

+1.5137621696

+1.5137621666

Testimonials

Feedback about Kemba Credit Union?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Cincinnati, Ohio

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Cincinnati, Ohio are taken out hassle-free. The interest percentage depends on the borrower's personal information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Kemba Credit Union help issue a loan in Cincinnati, Ohio?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Cincinnati, Ohio. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

Let's see

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