CheckSmart Payday Loans Review - Cincinnati, Ohio

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3.4 14 reviews
Loan agency in Reading, Ohio

8398 Reading Rd, Cincinnati, OH 45237, USA
10 years in business
+1 (513) 761-6003
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you see some of the opinions of our customers.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Cincinnati, Ohio

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the best solution to your temporary financial issues in Cincinnati , Ohio because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of CheckSmart that offers payday loans in Cincinnati, Ohio

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can save borrowers who have bad credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are sure that you can afford payments on scheduled.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

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