CheckSmart Payday Loans Review - Cincinnati, Ohio

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3 6 reviews
Loan agency in Springdale, Ohio

129 E Kemper Rd, Cincinnati, OH 45246, USA
15 years in business
+1 (513) 772-4520
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

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Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Cincinnati, Ohio

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Cincinnati, Ohio is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help take out a loan in Cincinnati, Ohio?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Cincinnati, Ohio. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in Cincinnati, Ohio

Homeland Credit Union

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+1 (740) 775-3331

www.homelandcu.com

First Financial Bank

547 High St, Worthington, OH 43085, USA

+1 (614) 802-0484

www.bankatfirst.com

Woodforest National Bank

2825 OH-73, Wilmington, OH 45177, USA

+1 (937) 382-8652

www.woodforest.com

Advance America

9315 OH-14 ste c, Streetsboro, OH 44241, USA

+1 (330) 626-2901

www.advanceamerica.net

Citizens Bank ATM

401 Market Ave N, Canton, OH 44702, USA

www.citizensbank.com

First Kiosk Loan Corporation

25480 Aurora Rd Suite 1, Bedford Heights, OH 44146, USA

+1 (440) 359-2586

www.firstkioskloan.com

Huntington Bank

711 Boardman-Canfield Rd, Boardman, OH 44512, USA

+1 (330) 747-6393

www.huntington.com

Greater Wayne Community Federal Credit Union

328 N Main St, Rittman, OH 44270, USA

+1 (330) 927-2516

gwcfcu.com

Ohio Auto Loan Services, Inc.

11753 Lebanon Rd, Sharonville, OH 45241, USA

+1 (513) 713-0294