CheckSmart Payday Loans Review - Cincinnati, Ohio

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3.4 10 reviews
Loan agency in Clermont County, Ohio

637 Ohio Pike, Cincinnati, OH 45245, USA
+1 (513) 947-9551
www.ccfi.com
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Cincinnati, Ohio

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to issue loans in Cincinnati, Ohio. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will CheckSmart help take out a loan in Cincinnati, Ohio?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Cincinnati, oh will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Cincinnati, Ohio

First Commonwealth Bank

100 Willow Brook Way S, Delaware, OH 43015, USA

+1 (740) 548-3447

www.fcbanking.com

S.A.M. Check Cashing Machine

4001 N Holland Sylvania Rd, Toledo, OH 43623, USA

+1 (419) 214-1644

www.samcodirect.com

First National Bank

30105 Detroit Rd, Westlake, OH 44145, USA

+1 (440) 219-0142

locations.fnb-online.com

Huntington Bank

24615 Chagrin Blvd, Beachwood, OH 44122, USA

+1 (216) 515-0053

www.huntington.com

U.S. Bank Branch

1220 Columbus Ave, Washington Court House, OH 43160, USA

+1 (740) 335-8052

locations.usbank.com

Buckeye State Bank

101 N Main St, De Graff, OH 43318, USA

+1 (937) 585-4301

www.joinbsb.com

U.S. Bank Branch

102 Winchester St, Sardinia, OH 45171, USA

+1 (937) 446-2583

locations.usbank.com

Advance America

216 Private Dr #288, South Point, OH 45680, USA

+1 (740) 894-5171

www.advanceamerica.net

Premier Bank

7525 Market St, Youngstown, OH 44512, USA

+1 (330) 758-8111

www.yourpremierbank.com