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What people think about CheckSmart?
They approve applicants immediately and transfer funds the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Mrs. Eulah Emard I
They approve applicants instantly and transfer funds the next day. But be careful – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Abdiel Kirlin
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with CheckSmart . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.
Reynold Conroy Sr.
Pay Attention
The previous three items describe a peculiar lender. But below you can find general details about payday loans.
Payday Loans in Cincinnati, Ohio
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
It is easy and fast to get approved for payday loans in Cincinnati, Ohio. The APR will be set individually for each case and will depend on the personal data the person entered.
28%
$1,000
91 days
1 year
Advantages of CheckSmart that offers payday loans in Cincinnati, Ohio
- 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.
Other Payday Lenders in Cincinnati, Ohio
Edward Jones - Financial Advisor: Andy North
1875 E 5th St Suite A, Delphos, OH 45833, USA
+1 (419) 695-0660
www.edwardjones.com
Farmers National Bank
310 W State St, Alliance, OH 44601, USA
+1 (330) 913-2032
www.farmersbankgroup.com
