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What people think about CheckSmart?
I needed $700 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of lenders online. CheckSmart seemed the most reliable lender in Cincinnati.
Lysanne Deckow II
The process was hassle-free, straightforward. No guarantors needed. Thank you so much. Love their round-the-clock customer support. No complaints. Would apply again.
Ms. Mattie Konopelski
A couple of days ago I urgently needed cash to pay for a son’s college. I submitted an application form via the website of CheckSmart. I entered the basic personal detailed. No phone calls. The requested loan was approved within a few minutes. The money was transferred to my bank account the same day. Awesome website!
Dr. Jeff Rodriguez
Used CheckSmart for the second time. The lender is honest. They always keep you updated on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Elenora Watsica
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Now you can read general features of payday loans.
Payday Loans in Cincinnati, Ohio
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans may be an easy and speedy solution to a short-term problem in Cincinnati, Ohio. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.
28%
$1,000
91 days
1 year
Advantages of CheckSmart that offers payday loans in Cincinnati, Ohio
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments punctually.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.
Other Payday Lenders in Cincinnati, Ohio
Advance America
1698 S Raccoon Rd UNIT 7, Youngstown, OH 44515, USA
+1 (330) 270-3583
www.advanceamerica.net
Fifth Third Bank & ATM
2250 Shiloh Springs Rd, Trotwood, OH 45426, USA
+1 (937) 854-4413
locations.53.com
Park National Bank: Cambridge Office
758 Wheeling Ave, Cambridge, OH 43725, USA
+1 (740) 439-0014
parknationalbank.com
