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What people think about U.S. Bank?
They only ask for an ID to verify you. Last week I was broke and needed extra funds to hold on. These guys saved me although I had a low credit score. Fast and safe process. Very happy!!
Karianne Eichmann
I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other solution. I found this site on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I requested.
Astrid Schinner
Online application. I only needed an ID and a bank account. Very quick lending decision. The first time I was approved for $400 only. Hope the available amount will be more next time. APR is affordable . Repaid the loan . If necessary, the term can be also extended.
Dr. Carson Jacobs
Important
Now you can review general aspects of payday loans.
Payday Loans in Cincinnati, Ohio
A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Cincinnati, Ohio. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.
28%
$1,000
91 days
1 year
Advantages of U.S. Bank that offers payday loans in Cincinnati, Ohio
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Cincinnati, Ohio
Edward Jones - Financial Advisor: David A Flautt, AAMS®
523 Lake Ave, Ashtabula, OH 44004, USA
+1 (440) 964-3078
www.edwardjones.com
Park National Bank: Pickerington Office
1274 Hill Rd N, Pickerington, OH 43147, USA
+1 (614) 759-1522
parknationalbank.com
First Commonwealth Bank
25 Garfield Pl, Cincinnati, OH 45202, USA
+1 (513) 878-8099
www.fcbanking.com
Stock Yards Bank & Trust
2651 Observatory Ave, Cincinnati, OH 45208, USA
+1 (513) 824-6130
www.syb.com