U.S. Bank Payday Loans Review - Cincinnati, Ohio

Your personal information is safe with us

1 Procter & Gamble Plaza, Cincinnati, OH 45202, USA
+1 (513) 983-8277
www.usbank.com
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank?

Below you find some of the testimonials of our customers.
Note

Important

Now you can review general aspects of payday loans.

Payday Loans in Cincinnati, Ohio

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Cincinnati, Ohio. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of U.S. Bank that offers payday loans in Cincinnati, Ohio

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Cincinnati, Ohio

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CNAC

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ATM (Huntington National Bank)

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Park National Bank: Pickerington Office

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parknationalbank.com

First Bank of Ohio

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+1 (419) 448-9740

Citizens Bank

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+1 (330) 784-1276

locations.citizensbank.com

First Commonwealth Bank

25 Garfield Pl, Cincinnati, OH 45202, USA

+1 (513) 878-8099

www.fcbanking.com

Stock Yards Bank & Trust

2651 Observatory Ave, Cincinnati, OH 45208, USA

+1 (513) 824-6130

www.syb.com