Advance America Payday Loans Review - Cincinnati, Ohio

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5 138 reviews

Loan agency in Clermont County, Ohio

Organization owner?

451 Ohio Pike, Cincinnati, OH 45255, USA

+1 (513) 528-2100

www.advanceamerica.net

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

Closed

Domain Info

Feedback about Advance America?

Here you read the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Cincinnati, Ohio

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is simple and fast to issue payday loans in Cincinnati, Ohio. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Advance America help take out a loan in Cincinnati, Ohio?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a loan. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Cincinnati, Ohio may help enhance your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see