Kemba Credit Union Payday Loans Review - Cincinnati, Ohio

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3.4 33 reviews

Organization owner?

211 Northland Blvd, Cincinnati, OH 45246, USA

+1 (513) 762-5070

www.kemba.com

Friday

9AM–5:30PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Domain Info

Mailing Address

8763 UNION CENTRE BLVD

WEST CHESTER

45069-4897

United States

Contact Data

ryonb@kembacu.org

+1.5137621696

+1.5137621666

Testimonials

Feedback about Kemba Credit Union?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Above-defined info offers the details about a exact lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Cincinnati, Ohio

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Cincinnati, Ohio is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Kemba Credit Union help take out a loan in Cincinnati, Ohio?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

25%

Healthcare Bills

28%

Traveling

21%

Car Repair

Clothes

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Cincinnati, Ohio. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

Let's see