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What people think about First Federal Bank of Ohio?
First Federal Bank of Ohio seems credible. Applied twice. The first payday loan approved was small – $100, but next time the limit was increased to $700. Repaid the loan on time. The employees were professional, they gave clear answers to all my questions. No complaints. But their interest rates are not the lowest on the net.
Jace Kassulke
I always use First Federal Bank of Ohio when it need a payday loan. The application process is trouble-free. No troubles.
Prof. Adela Abbott PhD
A good company. They quickly processed my application. Had funds in my account the next morning. If you need some extra money urgently, this is the best place to apply, I’m telling you!
Wyman Connelly III
Important
The previous three items describe a specific lending service. But below you can read general information about payday loans.
Payday Loans in Cardington, Ohio
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to qualify for in Cardington, Ohio. The entire process is hassle-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
28%
$1,000
91 days
1 year
Advantages of First Federal Bank of Ohio that offers payday loans in Cardington, Ohio
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out cash advances?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit score. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
Other Payday Lenders in Cardington, Ohio
ATM (Henry County Bank)
122 E Washington St, Napoleon, OH 43545, USA
+1 (419) 599-1065
www.thehenrycountybank.com
Loanmax Title Loans
129 3rd Ave, Chesapeake, OH 45619, USA
+1 (740) 201-2530
www.loanmaxtitleloans.net
Edward Jones - Financial Advisor: Dan Shealy, AAMS®
790 Portland Way N, Galion, OH 44833, USA
+1 (419) 468-4849
www.edwardjones.com
U.S. Bank Branch
38 N Broadway St, Farmersville, OH 45325, USA
+1 (937) 696-2303
locations.usbank.com
