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What people think about ATM Atomic Credit Union?
Seems a fake company. They ask for too many personal details. I think it’s risky to submit such information [online|on the Internet. You’d better find another service.
Quinton Larkin
I was accepted for $700 for a period of 5 days. In the end, I had to repay twice as much with all the commissions charged.
Horace Kuvalis
Wasted too much time with this organization. They charge sky high rates! Stay away
Margarita Zulauf
I got cash advance from ATM Atomic Credit Union 3 times. Paid off all my loans as agreed. Yesterday wanted to borrow more, but they approved me for only $500 ???
Chaz Oberbrunner
Important
The previous three items charactirize a definite financial institution. But below you can find common information about payday loans.
Payday Loans in Athens, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Athens, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few factors.
25% small loan cap
Advantages of ATM Atomic Credit Union that offers payday loans in Athens, New York
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on specific factors. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.
Other Payday Lenders in Athens, Ohio
The Commercial & Savings Bank
3562 Commerce Pkwy, Wooster, OH 44691, USA
+1 (330) 345-2031
www.csb1.com
First Commonwealth Bank
25 Garfield Pl, Cincinnati, OH 45202, USA
+1 (513) 878-8099
www.fcbanking.com
Kroger Money Services
6011 Groveport Rd, Groveport, OH 43125, USA
+1 (614) 830-2010
moneyservices.kroger.com
The Bellefontaine Building & Loan Company
105 S Detroit St, Bellefontaine, OH 43311, USA
Huntington Bank
325 S Hollywood Blvd, Steubenville, OH 43952, USA
+1 (740) 283-8170
www.huntington.com