Erie Bank Payday Loans Review - Ashtabula, Ohio

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5 3 reviews

3606 State Rd, Ashtabula, OH 44004, USA
+1 (440) 992-5000
www.eriebank.bank
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Testimonials

What people think about Erie Bank?

Below you read some of the reviews of our customers.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Ashtabula, Ohio

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Ashtabula, Ohio is are easy to access. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Erie Bank that offers payday loans in Ashtabula, Ohio

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments on time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

Other Payday Lenders in Ashtabula, Ohio

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Citizens Bank

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+1 (216) 901-2100

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Farmers National Bank

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+1 (330) 264-8070

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ATM (Huntington National Bank)

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WesBanco Bank

105 S Main St, Bethesda, OH 43719, USA

+1 (740) 484-4314

locations.wesbanco.com

Villers Advanced Electric, Llc

4123 Kinsman Rd NW, North Bloomfield, OH 44450, USA

+1 (440) 548-3622

www.villersadvancedelectric.com

Thrivent Financial-Lutherans

161 W Water St # C, Oak Harbor, OH 43449, USA

+1 (419) 898-8500

www.thrivent.com

Citizens Federal Savings and Loan Association

110 N Main St, Bellefontaine, OH 43311, USA

+1 (937) 593-0015

www.citizensfederalsl.com

Edward Jones - Financial Advisor: Andrea M Lepley, AAMS®

56 Stower Ln Suite B, Norwalk, OH 44857, USA

+1 (419) 663-0969

www.edwardjones.com