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What people think about Empire Affiliates Credit Union?
Unhappy borrower! Was refused for no reason. My credit was fair.
Ms. Eleonore Schneider
Be careful! It’s a fake! They call me regularly from multiple phone numbers. Tired of blocking these numbers. Never give them your contact data!!
Prudence Zieme
This company is a rip off. I will never apply again. $20 goes towards loan and you keep $79 for interest.
Miss Madalyn Schimmel
Applied for a loan second time. Got rejected! No idea for what reason! No clarification. Fishy lender.
Griffin Koch
APR too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Joyce Hand Jr.
Wasted too much efforts with this company. They charge hidden fees! Stay away
Price Corwin
Important
The previous three items describe a precise financial institution. But below you can find common details about payday loans.
Payday Loans in Ashland, New York
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Ashland, New York is are easy to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Empire Affiliates Credit Union that offers payday loans in Ashland, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit an application and wait for approval.
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help individuals who have poor credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are sure that you can make payments as agreed in the contract.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Ashland, Ohio
Fifth Third Bank & ATM
3715 Ebenezer Rd, Cincinnati, OH 45248, USA
+1 (513) 574-2900
locations.53.com
ATM The State Bank & Trust
311 N Main St, Walbridge, OH 43465, USA
+1 (800) 627-3999
www.yourstatebank.com
Loanmax Title Loans
2680 Woodville Rd, Northwood, OH 43619, USA
+1 (419) 490-2590
www.loanmaxtitleloans.net
Bayer Heritage Federal Credit Union
3280 Northpointe Dr, Zanesville, OH 43701, USA
+1 (740) 454-2478
www.bayerhfcu.com
Lake Community Federal Credit Union
255 S Prospect Ave, Hartville, OH 44632, USA
+1 (330) 877-4370
www.lakecomfcu.org