Empire Affiliates Credit Union Payday Loans Review - Ashland, Ohio

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1306 Cleveland Ave, Ashland, OH 44805, USA
+1 (419) 207-1818
directionscu.org
Testimonials

What people think about Empire Affiliates Credit Union?

Below you see some of the testimonials of our customers.
Note

Important

The previous three items describe a precise financial institution. But below you can find common details about payday loans.

Payday Loans in Ashland, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Ashland, New York is are easy to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Empire Affiliates Credit Union that offers payday loans in Ashland, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help individuals who have poor credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a cash advance if you are sure that you can make payments as agreed in the contract.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.

Let's see

Other Payday Lenders in Ashland, Ohio

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KeyBank

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ATM The State Bank & Trust

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Loanmax Title Loans

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Bayer Heritage Federal Credit Union

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US Bank Mortgage

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Lake Community Federal Credit Union

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KeyBank

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