Choice Bank Payday Loans Review - West Fargo, North Dakota

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3.7 3 reviews

210 Sheyenne St, West Fargo, ND 58078, USA
+1 (701) 277-9258
bankwithchoice.com
Sunday
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM
Saturday
9AM–12PM
Testimonials

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Further there will be given the details about not a certain lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in West Fargo, North Dakota

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in West Fargo, North Dakota are taken out easily. The interest percentage is dependent on the borrower's person-related information: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Choice Bank help issue a payday loan in West Fargo, North Dakota?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in West Fargo, nd will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

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Other Payday Lenders in West Fargo, North Dakota

Commercial Bank of Mott

325 Brown Ave, Mott, ND 58646, USA

+1 (701) 824-2593

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First Western Bank & Trust

900 South Broadway Street, Minot, ND 58701, USA

+1 (701) 852-3711

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Bremer Bank

1444 45th St S, Fargo, ND 58103, USA

+1 (701) 492-2600

www.bremer.com

Cornerstone Bank

221 Main St, Makoti, ND 58756, USA

+1 (701) 726-5693

www.cornerstonebanks.net

First Community Credit Union

Sioux Manufacturing Facility, Fort Totten, ND 58335, USA

+1 (701) 766-4600

www.myfccu.com

First Community Credit Union

5201 42nd St S, Fargo, ND 58104, USA

+1 (701) 499-4050

www.myfccu.com

First National Bank & Trust Co

110 Main St, Lignite, ND 58752, USA

+1 (701) 933-2305

www.bankatfirstnational.com

Walmart Money Center

Grand Forks, ND 58201, USA

www.walmart.com

First Security Bank-West

100 Main St E, Beulah, ND 58523, USA

+1 (701) 873-4301

www.firstsecuritybanks.com