GEM Federal Credit Union Payday Loans Review - Minot, North Dakota

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4.4 7 reviews

2401 N Broadway, Minot, ND 58703, USA
+1 (701) 852-3866
www.gemcu.org
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

What people think about GEM Federal Credit Union?

Below you find some of the reviews of our clients.
Note

Important

Above there is information about a definite loan provider. Below you can see common features of payday loans.

Payday Loans in Minot, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the best solution to your unexpected financial issues in Minot , Massachusetts because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

23% small loan cap

Advantages of GEM Federal Credit Union that offers payday loans in Minot, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific factors. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Minot, North Dakota

AG Country Farm Credit Services

67 Main St, Ellendale, ND 58436, USA

+1 (701) 349-4610

www.agcountry.com

GEM Federal Credit Union

2401 N Broadway, Minot, ND 58703, USA

+1 (701) 852-3866

www.gemcu.org

Dacotah Bank

240 3rd St NW, Valley City, ND 58072, USA

+1 (701) 845-2712

www.dacotahbank.com

Prudential | Terry Preabt | Life Insurance & Financial Services

521 E Main Ave #350, Bismarck, ND 58501, USA

+1 (701) 400-6408

www.prudential.com

Ameriprise Financial

1500 14th St W #210, Williston, ND 58801, USA

+1 (701) 577-4697

Wing Financial Services

120 S Main St, Stanley, ND 58784, USA

+1 (701) 628-2063

Choice Bank

1313 Skyline Blvd, Bismarck, ND 58503, USA

+1 (701) 224-9200

bankwithchoice.com

Kindred State Bank

411 Elm St, Kindred, ND 58051, USA

+1 (701) 428-3121

www.kindredstatebank.com

Gate City Bank

101 Main St E, Mohall, ND 58761, USA

+1 (701) 756-6811

www.gatecity.bank