First National Bank & Trust Co Payday Loans Review - Lignite, North Dakota

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110 Main St, Lignite, ND 58752, USA
+1 (701) 933-2305
www.bankatfirstnational.com
Testimonials

What people think about First National Bank & Trust Co?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

The previous three items charactirize a precise company. But below you can read common data about payday loans.

Payday Loans in Lignite, North Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Lignite, North Dakota. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of First National Bank & Trust Co that offers payday loans in Lignite, North Dakota

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and repay your loan commitments without delays.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.

Let's see

Other Payday Lenders in Lignite, North Dakota

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Mister Money USA (44)

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First Community Credit Union

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ATM Bremer Bank Na

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+1 (800) 627-3999

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First United Bank

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Direct Check

243 Central Ave N # B, Valley City, ND 58072, USA

+1 (701) 845-2122

www.direct-check.com

Assurity Finance & Development LLC

305 S 4th St, Grand Forks, ND 58201, USA

+1 (701) 795-1110

www.assurityfd.com

Bank of the West

4001 13th Ave SW, Fargo, ND 58103, USA

+1 (701) 298-5118

www.bankofthewest.com