First Community Credit Union Payday Loans Review - Jamestown, North Dakota

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3.3 3 reviews

606 25th St SW, Jamestown, ND 58401, USA
+1 (701) 251-9194
www.myfccu.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about First Community Credit Union?

Below you see some of the opinions of our customers.
Note

Pay Attention

Above there is information about a exact lender. Below you can review common characteristics of payday loans.

Payday Loans in Jamestown, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Jamestown, New York. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

25% small loan cap

Advantages of First Community Credit Union that offers payday loans in Jamestown, New York

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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Bremer Bank

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Gate City Bank

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Gate City Bank

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+1 (701) 284-7131

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Western State Bank

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+1 (701) 537-5441

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First International Bank & Trust

910 Lincoln Ave, Harvey, ND 58341, USA

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Citizens State Bank

301 Main St, Edmore, ND 58330, USA

+1 (701) 644-2231

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Northwestern Mutual Financial

213 Washington Ave, Williston, ND 58801, USA

+1 (701) 774-8132

www.northwesternmutual.com