First International Bank & Trust Payday Loans Review - Grand Forks, North Dakota

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5 reviews

1970 S Columbia Rd #110, Grand Forks, ND 58201, USA
+1 (701) 757-6500
fibt.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

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Further there will be presented the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Grand Forks, North Dakota

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Grand Forks, North Dakota are issued easily. The interest percentage is dependent on the borrower's personal information: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First International Bank & Trust help take out a loan in Grand Forks, North Dakota?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Grand Forks, North Dakota. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

Let's see

Other Payday Lenders in Grand Forks, North Dakota

U.S. Bank ATM

113 58th St W, Williston, ND 58801, USA

+1 (800) 872-2657

locations.usbank.com

First International Bank & Trust

4501 40th Ave S, Fargo, ND 58104, USA

+1 (701) 277-8558

fibt.com

Heartland State Bank

401 Main St, Edgeley, ND 58433, USA

+1 (701) 493-2817

www.heartlandstatebank.com

Bremer Bank

20 1st St SW, Minot, ND 58701, USA

+1 (701) 852-3361

www.bremer.com

U.S. Bank ATM - Dickinson

240 2nd St W, Dickinson, ND 58601, USA

+1 (800) 872-2657

usbank.com

Gate City Bank

3204 Yorktown Dr, Bismarck, ND 58503, USA

+1 (701) 355-7670

www.gatecity.bank

First State Bank of Harvey

700 Lincoln Ave, Harvey, ND 58341, USA

+1 (701) 324-2285

www.firstharvey.com

Student Loan Service Center

1440 N University Dr, Fargo, ND 58102, USA

+1 (701) 231-9545

Choice Bank

119 Main St NW, Lamoure, ND 58458, USA

+1 (701) 883-8282

bankwithchoice.com