First Community Credit Union Payday Loans Review - Fargo, North Dakota

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3.9 7 reviews

5201 42nd St S, Fargo, ND 58104, USA
+1 (701) 499-4050
www.myfccu.com
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
9AM–1PM
Testimonials

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Pay Attention

Payday lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Fargo, Georgia

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to take out loans in Fargo, Georgia. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

10% small loan cap

How will First Community Credit Union help take out a payday loan in Fargo, Georgia?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Fargo, Georgia. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Fargo, North Dakota

Western Co-Op Credit Union

290 15th St W, Dickinson, ND 58601, USA

+1 (701) 227-0188

www.wccu.org

Gate City Bank

802 Dakota Ave, Wahpeton, ND 58075, USA

+1 (701) 671-4700

www.gatecity.bank

Dakota Plains Credit Union

204 3rd Ave, Enderlin, ND 58027, USA

+1 (701) 437-2324

www.dakotaplainscreditunion.com

First National Bank & Trust Co

110 Main St, Lignite, ND 58752, USA

+1 (701) 933-2305

www.bankatfirstnational.com

Advanced Engineering and Environmental Services, Inc. (AE2S) - AE2S Main Office

4050 Garden View Dr, Grand Forks, ND 58201, USA

+1 (701) 746-8087

www.ae2s.com

First Western Bank & Trust

4040 42nd St S Suite O, Fargo, ND 58104, USA

+1 (701) 364-9050

www.firstwestern.bank

MoneyGram

8 N Main St, Garrison, ND 58540, USA

+1 (701) 463-2712

locations.moneygram.com

Money Lenders

3060 25th St S suite a, Fargo, ND 58103, USA

+1 (701) 235-9555

paydayexpresscash.com

Walmart Money Center

1400 Skyline Blvd, Bismarck, ND 58503, USA

www.walmart.com