American Bank Center Payday Loans Review - Dickinson, North Dakota

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4.2 6 reviews

1151 3rd Ave W, Dickinson, ND 58601, USA
+1 (701) 483-7500
www.weareamerican.bank
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
7:45AM–12PM
Sunday
Closed
Testimonials

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Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Dickinson, Alabama

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Dickinson, Alabama is issued easily and fast. The interest rate is set respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will American Bank Center help take out a payday loan in Dickinson, Alabama?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Dickinson, al will estimate other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the result.

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First International Bank & Trust

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Galleon Financial Services

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First State Bank of ND

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First International Bank & Trust

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Wells Fargo Bank

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Riviera Finance

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+1 (701) 355-6486

www.rivierafinance.com