First State Bank Payday Loans Review - Buxton, North Dakota

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5 reviews

423 Broadway, Buxton, ND 58218, USA
+1 (701) 847-2600
www.firststatebanks.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Testimonials

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The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted general information about payday loans.

Payday Loans in Buxton, Maine

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Buxton, Maine are taken out problem-free. The interest rate depends on the customer's personal data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will First State Bank help take out a loan in Buxton, Maine?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Buxton, me will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in Buxton, North Dakota

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American State Bank & Trust Co

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Kristopher Mrachek - Ameriprise Financial Services, LLC

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First International Bank & Trust

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Bremer Bank

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U.S. Bank ATM - Fargo South

1815 S University Dr, Fargo, ND 58103, USA

+1 (800) 872-2657

usbank.com

First International Bank & Trust

910 Lincoln Ave, Harvey, ND 58341, USA

+1 (701) 324-5245

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U.S. Bank Branch

1900 University Dr N, Fargo, ND 58102, USA

+1 (701) 280-3547

locations.usbank.com