Gate City Bank Payday Loans Review - Bismarck, North Dakota

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5 8 reviews

3204 Yorktown Dr, Bismarck, ND 58503, USA
+1 (701) 355-7670
www.gatecity.bank
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

What people think about Gate City Bank?

Below you find some of the opinions of our clients.
Note

Important

The previous three items charactirize a certain lender. But below you can read common data about payday loans.

Payday Loans in Bismarck, North Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Bismarck, North Dakota. Loans from payday lenders can get you cash same day. Your APR will depend on a few factors.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

Advantages of Gate City Bank that offers payday loans in Bismarck, North Dakota

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Bismarck, North Dakota

ATM First Western Bank & Trust

900 S Broadway, Minot, ND 58701, USA

+1 (701) 852-3711

www.firstwestern.bank

AgCountry Farm Credit Services

200 1st St SW, Lamoure, ND 58458, USA

+1 (701) 883-5291

www.agcountry.com

Auto Credit Inc

2251 32nd Ave S # 200, Grand Forks, ND 58201, USA

+1 (701) 746-7028

www.autofinancesupercenter.com

Gate City Bank

111 S Main St, Hettinger, ND 58639, USA

+1 (701) 567-4331

www.gatecity.bank

Cornerstone Bank

106 8th Ave SE, Watford City, ND 58854, USA

+1 (701) 444-6411

www.cornerstonebanks.net

ATM Bremer Bank Na

710 S Washington St, Bismarck, ND 58504, USA

+1 (800) 627-3999

www.bremer.com

VISIONBank

3000 25th St S, Fargo, ND 58103, USA

+1 (701) 364-2020

www.visionbanks.com

Bank Forward ATM

430 W Main St, Valley City, ND 58072, USA

+1 (701) 845-1220

www.bankforward.com

Dacotah Bank

410 W Villard St, Dickinson, ND 58601, USA

+1 (701) 225-1200

www.dacotahbank.com